MoneyBelt™ is an iOS app to help better manage your Financial Health. It allows you to manage activity in ALL of your accounts and therefore get the full picture of your Assets, Liabilities and NET WORTH.
I developed this system for my personal use because I was frustrated using huge commercial systems which either charged a fortune for yearly upgrades with few additional features I needed, or hosted all my data and tried selling me financial products by mining my information. I wanted FULL control and visibility of MY data - In MY pocket.
It takes some discipline to routinely enter your daily spending, but I do it immediately, often before leaving the store. The repeating transactions feature makes entering regular transactions take just seconds each day, week, or month.
I have been using versions of the system for my personal use for about 10 years and now have over 35,000 transactions, 40+ security holdings in 100+ accounts using 7 currencies. Since using it, I have not missed a bill payment and know my net worth to the dollar! I wanted to share the app for others who like to know where their finances stand. I hope you find it useful.
This version allows unlimited transactions, forever.
Key Features:
- Simple iPhone optimized interface - ALL your data in your pocket.
- Quick Data Entry - enter your spending item in less than 5 seconds.
- All account types (assets/loans/brokerage/credit cards/checking/savings/education/retirement/cash/crypto etc).
- Secure - passcode or TouchID/FaceID for enabled devices.
- Powerful all-field, text search functionality.
- Full ownership of YOUR DATA - nothing ever sent outside your control.
- Single or Multi-currency use.
- Slice your data by Account, Category, Payee, Project or Security.
- Upload your own icons for Accounts, Categories & Payees if desired.
- Use Tax Category Flags to help with filing your Taxes
- Quick Payee entry using Apple Location Services
- Quick link to Payees website or get directions in Maps
- Utilizes Apple’s CoreData for Integrity, Reliability & Speed
- Reconciliation by account or transaction.
- Split Transaction management.
- Account Security Holdings, Stock Splits, Spin-Offs, Gains & Losses based on Average Cost or Lot Based Sales.
- Chart trends in your Spending, Income and Net Worth, showing annualized growth percentages.
- Backup & Restore locally or to iCloud or via email/URLs.
- Account transfers - even between different currencies.
- Update Currency Rates & Security Prices from internet.
- Repeating Transactions with color coding alerts - due soon, today, overdue.
- Account Balances Alerts (over/under limit you set and FDIC coverage issues - Owner/Institution)
- Export all your data to CSV files.
- Available / Future Projected / Reconciled balances.
- Supports Device Rotation to see more data
- On-board help guide.
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THE SOFTWARE IS PROVIDED "AS IS", WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. IN NO EVENT SHALL THE AUTHORS OR COPYRIGHT HOLDERS BE LIABLE FOR ANY CLAIM, DAMAGES OR OTHER LIABILITY, WHETHER IN AN ACTION OF CONTRACT, TORT OR OTHERWISE, ARISING FROM, OUT OF OR IN CONNECTION WITH THE SOFTWARE OR THE USE OR OTHER DEALINGS IN THE SOFTWARE.
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